Buying WATERFRONT Homes in Tampa Bay! 

Buying Waterfront Homes in Tampa Bay

The Best Florida Waterfront is right here…

The West Coast of Florida and the counties surrounding Tampa Bay are known for some of the best boating in the world. St. Petersburg-Clearwater is for sure the boating and sailing capital of the United States, as no other area compares.  There is nothing better!

1.  Types of Waterfront in Tampa Bay

What is your purpose?  Will it be to boat, fish or just relax by the peace that waterfront brings? 

No matter where you live, you will have access to water ranging from a short walk to no more than a 45 minute drive.  Whether you want to live close to water or live directly on the water you have an array of options.  

The choices for the type of waterfront living is plentiful: The west coast is on the Gulf of Mexico, where you can experience calm waters and a variety of water sports or simply wade in the water at some of the top rated beaches.

Florida west coast is home to many world wide renowned beaches such as St. Pete Beach, Clearwater Beach, and Siesta Key.   

Since there is so much waterfront, you have your choice of living on the Gulf of Mexico beaches, Intracoastal, canals, rivers, lakes, ponds and more.  There are many waterfront home styles to choose from also; single family homes, townhomes, condos or villas…it's always the buyers preference.

2.  Why buy a Waterfront Home?

Benefits to Buying a Home on the Water…

  • Higher Home Appreciation over time.  Waterfront properties are “limited” and they are always in high demand. As a result, prices appreciate faster than a dry lot. Waterfront properties tend to hold value during economic downturns.  It’s been even more evident in the past few years where buyers are ready to start living the waterfront dream.  Owning a waterfront home expands your lifestyle. You may even feel like you are on vacation every day.   
  • Health Benefits.  Studies show that living near water can create a meditative state, where you are calm, have reduced stress and overall sense of happiness as illustrated in the book, “The Blue Mind”. The negative ions in water increases the oxygen absorption as you breathe fresh air.  Being in a relaxed state increases creativity and strengthens your immune system.
  • Water Activities.  In Tampa Bay, almost every water activity is available. Boating, sailing, canoeing, stand up paddleboarding,  kayaking, jet skiing, swimming, windsurfing, fishing, snorkeling, and scuba diving to name a few.  All these sporting activities can be enjoyed on the calm water of the Gulf, Bay or a Lake.  There are no large waves on the west coast, so it’s not ideal for surfing, but fun for everything else. All these activities are bound to make you fit!
  • Watching Wildlife.  Live with the parrots!  Yes, there are wild parrots in Pinellas County.  You can also experience various Fish, Dolphins, Sea Turtles and Manatees in your backyard.  Tampa Bay is home to 200 species of fish and 300 species of birds.  Living on water in your backyard means no rear neighbors, open and colorful skies,with spectacular sunrises or sunsets.
  • Use your Boat for Transportation.  Why use a car when you can boat to your destination?   There are many waterfront dining opportunities.  Dock your boat at the new St.Petersburg Pier and check out these waterfront restaurants.  You can even use your boat to enjoy St. Pete Nightlife or park your boat and spend the day exploring downtown Tampa.

 3. Where to Buy Waterfront Homes?

The heart of the Boating and Sailing Capital of the World is Pinellas County…

Pinellas County is surrounded by water on three sides!  Pinellas county has an outstanding 588 miles of coast line and 35 miles of pristine white sand beaches.  This area has the best year round sunny weather with an average temperature of 81F degrees. There are several different types of boating such as sailing, offshore fishing, power cruising, inshore fishing, water skiing and personal watercraft.  It is no surprise Pinellas County is the Boating and Sailing Capital of the world. In addition, St. Petersburg is also the official U.S. Olympic Sailing training center.

Pinellas County has the largest number of Boat Registrations in all of the Florida counties.

There are many places to travel with your boat.  There are 40 miles of Gulf Intracoastal Waterways and Gulf Barrier Islands that allow you to access open water. In addition, 200 miles of deep water canals and hundreds of miles for kayaking.  Kayakers can enjoy marked mangrove tunnels in Caladesi Island State Park and Weedon Island Preserve.

Even your dog can even enjoy themselves at some of our off leash dog beaches including Ft. De Soto Park. At Ft. De Soto, you can even pull up your RV or pitch a tent at one of its designated waterfront campgrounds. You can even scuba dive off Pinellas County 13 Artificial Reefs.

Tampa-St. Petersburg-Clearwater Ranked #1 Florida’s Hottest Real Estate Market and #4 in the Nation.

Pinellas County Waterfront Homes for Sale May 25, 2024
1870
Listed
95
Avg. DOM
$599.19
Avg. $ / Sq.Ft.
$750,000
Med. List Price
1870 Properties
Page 1 of 156
$335,000
Neighborhood: Treasure Island Tennis & Yacht Club
1
Beds
1F11/2
Baths
885
Sq.Ft.
1974
Year Built
1
Day on Site
U8243923
MLS
Open 5/25
19940 Gulf Blvd #130 Indian Shores,  FL 33785
$1,279,000
Neighborhood: Beach House Condo
3
Beds
2
Baths
1,300
Sq.Ft.
1982
Year Built
1
Day on Site
U8244155
MLS
$5,599,500
Neighborhood: Bahia Shores 5Th Add
5
Beds
5F11/2
Baths
5,113
Sq.Ft.
1982
Year Built
1
Day on Site
U8227315
MLS
$379,000
Neighborhood: Tall Pines Estates
2
Beds
2
Baths
1,095
Sq.Ft.
1983
Year Built
1
Day on Site
U8243597
MLS
$4,375,000
Neighborhood: North Redington Beach Sec B
4
Beds
3F11/2
Baths
3,665
Sq.Ft.
2024
Year Built
1
Day on Site
T3520233
MLS
Pending
2008 Tanglewood WAY NE St. Petersburg,  FL 33702
$1,400,000
Neighborhood: Tanglewood Isle Sub
3
Beds
2
Baths
2,311
Sq.Ft.
1971
Year Built
1
Day on Site
U8244138
MLS
$875,000
Neighborhood: Beach Paradise Landings Condo
3
Beds
3
Baths
1,958
Sq.Ft.
2007
Year Built
1
Day on Site
T3529163
MLS
$769,000
Neighborhood: Club Redington Condo The
2
Beds
2
Baths
1,450
Sq.Ft.
1972
Year Built
1
Day on Site
U8244111
MLS
$1,739,000
Neighborhood: Venetian Isles
3
Beds
2
Baths
2,008
Sq.Ft.
1974
Year Built
1
Day on Site
T3529364
MLS
$550,000
Neighborhood: Seminole Isle Twnhms
3
Beds
2F11/2
Baths
2,090
Sq.Ft.
2005
Year Built
2
Days on Site
U8242628
MLS
$1,975,000
Neighborhood: Ultimar Two Condo
3
Beds
2F11/2
Baths
1,942
Sq.Ft.
1992
Year Built
2
Days on Site
U8243982
MLS
Open 5/25
4800 Venetian Blvd NE St. Petersburg,  FL 33703
$739,000
Neighborhood: Shore Acres Butterfly Lake Rep
3
Beds
3
Baths
1,696
Sq.Ft.
1959
Year Built
2
Days on Site
U8244029
MLS

Tampa Waterfront Homes in Hillsborough County

Tampa, the metropolitan city that anchors the area, has 158 miles of shoreline and 2.1 miles of beaches. Hillsborough County hugs Old Tampa Bay, Hillsborough Bay, and Tampa Bay and there are many direct waterfront homes on the Bay.  Coastal areas include Tampa, Apollo Beach and Ruskin.   Hillsborough County has homes on the Hillsborough River and more lakefront homes as you go inland.  You can combine the City life with a spectacular Waterview in the luxury condos in downtown Tampa.

Redfin Ranked Tampa #3 for Moving
Tampa is Florida’s Largest Seaport
Homes.com Ranked Tampa #4 Family Friendly City
Hillsborough County Waterfront Homes for Sale May 25, 2024
895
Listed
80
Avg. DOM
$391.46
Avg. $ / Sq.Ft.
$650,000
Med. List Price
895 Properties
Page 1 of 75
$899,000
Neighborhood: Lucaya Lake Club
5
Beds
4F11/2
Baths
4,388
Sq.Ft.
2017
Year Built
1
Day on Site
T3529287
MLS
$424,900
Neighborhood: Sun City Center Nottingham Village
2
Beds
2
Baths
2,000
Sq.Ft.
2014
Year Built
1
Day on Site
T3528704
MLS
$374,990
Neighborhood: Brookside Estates
4
Beds
2
Baths
1,846
Sq.Ft.
2021
Year Built
1
Day on Site
T3529079
MLS
$1,695,000
Neighborhood: Tampa Palms 4A Unit 2B3
4
Beds
4
Baths
4,043
Sq.Ft.
1995
Year Built
2
Days on Site
T3529059
MLS
$1,085,000
Neighborhood: Mirabay Ph 3A-1
4
Beds
3F11/2
Baths
3,741
Sq.Ft.
2004
Year Built
2
Days on Site
T3526104
MLS
$1,395,000
Neighborhood: Cory Lake Isles Ph 1 Unit 2
4
Beds
4
Baths
3,818
Sq.Ft.
1997
Year Built
2
Days on Site
T3528212
MLS
$439,000
Neighborhood: Dg Farms Ph 6B
4
Beds
2
Baths
1,846
Sq.Ft.
2020
Year Built
2
Days on Site
T3529147
MLS
Open 5/25
5243 Wishing Arch Dr Apollo Beach,  FL 33572
$1,150,000
Neighborhood: Mirabay Prcl 8
4
Beds
3F11/2
Baths
3,000
Sq.Ft.
2022
Year Built
2
Days on Site
T3529099
MLS
$589,000
Neighborhood: Island Walk A Condo
3
Beds
2
Baths
1,481
Sq.Ft.
1991
Year Built
2
Days on Site
T3529138
MLS
Open 5/25
10606 Orange Grove Dr Tampa,  FL 33618
$625,000
Neighborhood: Carrollwood Sub Unit 19
3
Beds
2
Baths
1,929
Sq.Ft.
1970
Year Built
2
Days on Site
T3527753
MLS
$200,000
Neighborhood: Tudor Cay Condo
2
Beds
1F11/2
Baths
1,520
Sq.Ft.
1980
Year Built
2
Days on Site
U8243897
MLS
$4,950,000
Neighborhood: Ridgewood Park
6
Beds
6F11/2
Baths
5,600
Sq.Ft.
2024
Year Built
2
Days on Site
U8243442
MLS

Manatee and Sarasota County; Known for Beaches…

Away from the hustle of Tampa Bay is Manatee County located south of Pinellas County, with 150 miles of coastline.   Anna Maria Island, Holmes Beach, Bradenton Beach, Coquina Beach, and Longboat Key offer 12.3 miles of stunning beaches. The laid back and low rise buildings on these beaches makes it an ideal vacation or a perfect choice for a second home. 

Manatee County boating has plenty of areas along the Gulf of Mexico, Intracoastal, Manatee River, Terra Ceia Bay, and a freshwater 255 acre Ward Lake to name a few.   For those who like to snorkel and scuba dive, just 150 feet off Bradenton Beach and about 20 feet down is the sunken 1940 SS Regina full of tropical fish.  Manatee County Boating Guide can acquaint you with the area.

Manatee County Waterfront Homes for Sale May 25, 2024
1055
Listed
101
Avg. DOM
$536.45
Avg. $ / Sq.Ft.
$699,000
Med. List Price
1055 Properties
Page 1 of 88
$549,000
Neighborhood: Hunters Grove Sub
4
Beds
2
Baths
2,038
Sq.Ft.
1992
Year Built
1
Day on Site
A4611681
MLS
$875,000
Neighborhood: Manati Shores
3
Beds
2F11/2
Baths
2,185
Sq.Ft.
1981
Year Built
2
Days on Site
A4610454
MLS
Open 5/26
6549 Waters Edge WAY Lakewood Ranch,  FL 34202
$963,000
Neighborhood: Edgewater Village Subphase A
3
Beds
2
Baths
2,368
Sq.Ft.
1999
Year Built
2
Days on Site
A4611155
MLS
Open 6/2
7123 Whittlebury Trl Lakewood Ranch,  FL 34202
$1,100,000
Neighborhood: Country Club East At Lakewd Rnch Yy1-4
3
Beds
3
Baths
2,443
Sq.Ft.
2020
Year Built
2
Days on Site
A4611553
MLS
$620,000
Neighborhood: Palma Sola Bay Club
3
Beds
2F11/2
Baths
1,857
Sq.Ft.
2019
Year Built
2
Days on Site
A4611722
MLS
$585,000
Neighborhood: Bella Lago Ph I
4
Beds
3
Baths
3,360
Sq.Ft.
2021
Year Built
2
Days on Site
A4611236
MLS
$1,497,000
Neighborhood: Whitfield Estates On Sarasota Bay Blks
4
Beds
3F11/2
Baths
2,818
Sq.Ft.
1957
Year Built
2
Days on Site
A4611712
MLS
Open 5/25
5051 Kiva CIRCLE Lakewood Ranch,  FL 34211
$1,100,000
Neighborhood: Cresswind Ph Ii Subph A B & C
3
Beds
3
Baths
3,000
Sq.Ft.
2022
Year Built
2
Days on Site
A4611732
MLS
Open 5/25
4305 Marina View WAY Cortez,  FL 34215
$1,695,000
Neighborhood: Hunters Point
3
Beds
2F11/2
Baths
1,678
Sq.Ft.
2024
Year Built
2
Days on Site
A4611744
MLS
$499,000
Neighborhood: Azalea Park Northwest
3
Beds
2
Baths
1,751
Sq.Ft.
1987
Year Built
2
Days on Site
T3528988
MLS
$689,000
Neighborhood: Ancient Oaks Units 2 & 3
3
Beds
3
Baths
2,587
Sq.Ft.
2005
Year Built
2
Days on Site
U8240465
MLS
$385,000
Neighborhood: Harmony At Lakewood Ranch Ph Ii-C 1-4
3
Beds
2F11/2
Baths
1,600
Sq.Ft.
2021
Year Built
2
Days on Site
T3528246
MLS

Sarasota County, known for its famous wide pink and white sand beaches attracts 6.5 million visitors per year.  

It has 40 miles of coastlines with 6 barrier islands which include Longboat Key, Lido Key, Siesta Key, Casey Key, Venice, and Manasota Key.  

Sarasota Ranked #1 for Retirement in 2021

There are several areas to launch a boat or kayak. Refer to the Paddling Guide for specific trails or Boating Guide: North Sarasota County and South Sarasota County.  Enjoy cruising, especially viewing the Luxury homes and Mansions at Bird and Casey Key, and excellent fishing with unmarked Middle Grounds, a popular local spot.  Venice beach also has its own off leash Dog Park, at Brohard Paw Park.

Sarasota County Waterfront Homes for Sale May 25, 2024
1471
Listed
112
Avg. DOM
$657.05
Avg. $ / Sq.Ft.
$750,000
Med. List Price
1471 Properties
Page 1 of 123
$383,000
Neighborhood: Harbor Lights Mhp Co-Op
2
Beds
2
Baths
1,006
Sq.Ft.
2020
Year Built
1
Day on Site
A4611868
MLS
$1,599,000
Neighborhood: Promenade
2
Beds
2
Baths
1,827
Sq.Ft.
1985
Year Built
1
Day on Site
A4610895
MLS
$690,000
Neighborhood: Laurel Lakes Barton Farms
3
Beds
2
Baths
1,987
Sq.Ft.
2002
Year Built
1
Day on Site
A4611864
MLS
Open 5/25
4915 Primrose PATH Sarasota,  FL 34242
$2,899,000
Neighborhood: Siesta Key
6
Beds
5
Baths
3,549
Sq.Ft.
1960
Year Built
2
Days on Site
A4592856
MLS
$38,000
Neighborhood: Dry Slips At Bellagio Village
45,244
Sq.Ft. Lot
2
Days on Site
A4611748
MLS
$919,000
Neighborhood: The Waterfront On Venice Islnd
2
Beds
2
Baths
2,165
Sq.Ft.
2007
Year Built
2
Days on Site
N6133062
MLS
$750,000
Neighborhood: Stillwater
3
Beds
2
Baths
2,501
Sq.Ft.
2004
Year Built
2
Days on Site
A4611761
MLS
$50,000
Neighborhood: Dry Slips At Bellagio Village
45,244
Sq.Ft. Lot
2
Days on Site
A4611797
MLS
$365,000
Neighborhood: Meadows Community Association
3
Beds
2
Baths
1,596
Sq.Ft.
1982
Year Built
2
Days on Site
A4611802
MLS
$1,600,000
Neighborhood: Sanderling Club Siesta Properties Inc
3
Beds
2
Baths
2,503
Sq.Ft.
1953
Year Built
2
Days on Site
A4611778
MLS
$14,995,000
Neighborhood: Harbor Acres Estate Section
5
Beds
5F21/2
Baths
6,587
Sq.Ft.
2025
Year Built
2
Days on Site
A4611675
MLS
$10,500,000
Neighborhood: Longboat Shores Rev
3
Beds
2F11/2
Baths
1,718
Sq.Ft.
1957
Year Built
2
Days on Site
A4611557
MLS

Off the Beaten Path of Pasco and Charlotte County

“Off the Beaten Path” means you can get more for your money when you buy a waterfront home, in an area that is less traveled. These areas are farther from the larger cities, but still offer access to all the conveniences you need.  

Pasco County located about 30 miles North of Tampa has a coastline dedicated to State Parks and conservation such as Werner-Boyce Salt Springs State Park and unspoiled Anclote Key Preserve State Park accessible by boat.  

There are 4 miles of beaches located on their Barrier Islands. There are plenty of water activities, including scalloping which starts the 3rd Friday of July for a 10 day duration.  All you will need to do is dive 4 to 8 feet to sea grass on the bottom to grab the scallops. 

Coastal communities include New Port Richey, Port Richey and Hudson.  Here you can buy homes on canals near the coast or Riverfront homes on Cotee River, Anclote River and Pithlachascotee River.  In addition, wonderful lakefront opportunities are available heading inland.

Pasco County Waterfront Homes for Sale May 25, 2024
697
Listed
77
Avg. DOM
$294.16
Avg. $ / Sq.Ft.
$465,000
Med. List Price
697 Properties
Page 1 of 59
$350,000
Neighborhood: Aloha Gardens
2
Beds
2
Baths
1,529
Sq.Ft.
1985
Year Built
1
Day on Site
T3527904
MLS
$394,999
Neighborhood: Summer Lakes Tr 01-02
3
Beds
2
Baths
1,578
Sq.Ft.
1999
Year Built
1
Day on Site
T3528338
MLS
$199,900
Neighborhood: Parkwood Acres
2
Beds
2
Baths
1,216
Sq.Ft.
1997
Year Built
1
Day on Site
W7865180
MLS
Open 5/25
3509 Pendleton WAY Land O Lakes,  FL 34639
$565,000
Neighborhood: Collier Place
4
Beds
2
Baths
1,966
Sq.Ft.
1998
Year Built
2
Days on Site
T3529144
MLS
Open 5/25
20847 Broadwater Dr Land O Lakes,  FL 34638
$925,000
Neighborhood: Pasco Sunset Lakes
4
Beds
3
Baths
3,159
Sq.Ft.
2005
Year Built
2
Days on Site
U8243715
MLS
$195,000
Neighborhood: Sunnybrook Condo 01
2
Beds
2
Baths
935
Sq.Ft.
1985
Year Built
2
Days on Site
W7865114
MLS
$1,425,000
Neighborhood: Keystone Park Colony Land Co
5
Beds
4
Baths
3,212
Sq.Ft.
2002
Year Built
2
Days on Site
U8244076
MLS
Open 5/26
14318 Pelham Ln Odessa,  FL 33556
$775,000
Neighborhood: Lake Anne Estates
3
Beds
2F11/2
Baths
2,070
Sq.Ft.
1999
Year Built
2
Days on Site
W7865049
MLS
$254,900
Neighborhood: Fountains At Paradise Lakes Condo
2
Beds
2
Baths
1,135
Sq.Ft.
2002
Year Built
2
Days on Site
W7865165
MLS
Open 5/26
1897 Fox Grape LOOP Lutz,  FL 33558
$989,000
Neighborhood: Long Lake Ranch Village 2 Pcls C-1
5
Beds
3F11/2
Baths
4,359
Sq.Ft.
2015
Year Built
3
Days on Site
T3526278
MLS
Open 5/25
3545 Seaway Dr New Port Richey,  FL 34652
$1,295,000
Neighborhood: Flor A Mar
4
Beds
4
Baths
2,350
Sq.Ft.
1987
Year Built
3
Days on Site
U8243453
MLS
Pending
4649 Tivoli Dr Wesley Chapel,  FL 33543
$625,000
Neighborhood: Estancia Ph 3A & 3B
4
Beds
3
Baths
2,300
Sq.Ft.
2019
Year Built
3
Days on Site
T3526447
MLS

Charlotte County has a nice volume of homes with direct water access on the Intracoastal, Canals, Keys, Myakka River and Peace River.  These areas are in close proximity; it will not take long to access the conservation, preserves, and state parks such as Don Pedro Island State Park or Stump Pass State Park.  White sand beaches can be found at Port Charlotte Beach Park and Englewood Beach.  

Charlotte Harbor is the second largest harbor in Florida after Tampa Bay

Boating is so abundant here that they have a dedicated community Boating Alliance Website.  The area has 24 boat ramps around Charlotte Harbor to accommodate boating needs.  Living around Charlotte Harbor makes accessing neighboring Island and Keys very accessible such as Cabbage Key and Pine Island Sound and beyond.

The coastal communities include the historic town and main center of Punta Gorda.  Other communities include Englewood, Boca Grande and Placida.   One unique subdivision is Punta Gorda Isles where the city actually maintains your seawall for you!

Charlotte County Waterfront Homes for Sale May 25, 2024
1389
Listed
103
Avg. DOM
$375.90
Avg. $ / Sq.Ft.
$598,586
Med. List Price
1389 Properties
Page 1 of 116
$355,000
Neighborhood: Port Charlotte Sec 010
2
Beds
2
Baths
1,041
Sq.Ft.
1972
Year Built
1
Day on Site
C7493158
MLS
$975,000
Neighborhood: Placida Harbour Ph 01 Bldg 01
2
Beds
2
Baths
1,287
Sq.Ft.
1983
Year Built
1
Day on Site
D6136685
MLS
$224,900
Neighborhood: Rolls Landing Ph 05
2
Beds
2
Baths
1,320
Sq.Ft.
1986
Year Built
1
Day on Site
C7493157
MLS
$1,178,000
Neighborhood: Port Charlotte Sec 082
4
Beds
2F11/2
Baths
3,079
Sq.Ft.
2008
Year Built
1
Day on Site
D6136528
MLS
$1,000,000
Neighborhood: Palm Island Estates
4
Beds
3
Baths
2,088
Sq.Ft.
1958
Year Built
2
Days on Site
A4610462
MLS
$449,900
Neighborhood: Port Crarlutte Sec 18
3
Beds
2
Baths
1,934
Sq.Ft.
1984
Year Built
2
Days on Site
C7492998
MLS
$619,000
Neighborhood: Port Charlotte Sec 082
3
Beds
2
Baths
1,610
Sq.Ft.
2016
Year Built
2
Days on Site
D6136665
MLS
$448,500
Neighborhood: Alston Haste
2
Beds
2
Baths
1,212
Sq.Ft.
1967
Year Built
2
Days on Site
D6136588
MLS
$645,000
Neighborhood: Solamar
3
Beds
3
Baths
2,745
Sq.Ft.
2006
Year Built
2
Days on Site
N6133051
MLS
$499,900
Neighborhood: Peace River Shores
3
Beds
2
Baths
1,408
Sq.Ft.
1988
Year Built
2
Days on Site
C7493050
MLS
$359,900
Neighborhood: Dolphin Club Ph 01
2
Beds
2
Baths
1,168
Sq.Ft.
1986
Year Built
2
Days on Site
C7493183
MLS
$1,350,000
Neighborhood: Port Charlotte Sec 043
4
Beds
4
Baths
3,285
Sq.Ft.
1989
Year Built
2
Days on Site
C7493187
MLS

4. Buying Waterfront and What you don’t know…

When buying on the waterfront, you are evaluating the location and lot as much as you are checking out the home itself. The location and quality of the waterfront may even be more important.  How will you use the home? To boat or just for picturesque water views, or specific water activities? Depending on your waterfront goals, this will dictate where and what to buy.

Boating and Bridges

If you are buying for boating, bridges can be a major consideration to make sure your boat can fit under the bridges to navigate to the Intracoastal or Gulf of Mexico. You will need to know the number of bridges, fixed or open, and bridge heights.  

Other boating considerations are the length of your boat and size of your boat for onsite docking.  The water depth and width of canal or Intracoastal can be additional considerations.  There are several construction projects underway to improve the bridges and infrastructure in Tampa Bay.

Other Considerations:
  • Water views also have considerations such as; sun exposure, boating, and beach traffic.
  • Do you want a western view in the backyard to enjoy our spectacular sunsets?
  • Do you care if there is boat traffic or do you prefer to be in no wake zone? 
  • Are you fine with living on a public vs. private beach?
  • Obstructed vs. unobstructed water views?
Insurance and Waterfront

Flood and Homeowners insurance will always be a consideration when purchasing on or near coastal waters.  The typical/normal homeowners insurance policy does not cover/insure homes from rising water.  Flood insurance is additional coverage to cover rising water.  There are government FEMA based policies and private companies.

Additional inspections needed for water property

Don’t skip inspecting the extras…it's important.

Seawalls, riprap and/or bulkhead, dock, and boat lift can be expensive items when they need to be fixed or replaced. It’s important to have these inspected as part of your home purchase.  

You want to make sure your property continues to be protected from water erosion and a home inspection will determine if the home has suffered any effects of saltwater. 

If you're purchasing on the beach, you will want to know where the Coastal Control Line is located in relation to your property and what the city deems to be private or public access…you may be surprised.

5. Hiring a Waterfront Buyer Broker

It is your hard earned money and the waterfront is not cheap. You need to hire the best Buyer Broker in the business, who will help you avoid the home buying pitfalls. 

The sellers/listing agent works to get the seller the highest price and most favorable terms ONLY for the seller…never you the buyer.

Home buying in Florida is not as simple as some other states…there are more nuances to uncover and more things to negotiate. The state laws protect the agent and never the consumer…in fact Florida is the only state that I know of that does not require agents to tell the buyer that they are really working for the seller. Most brokers work as “Transaction Brokers” who do not offer any fiduciary duties…no loyalty or full confidentiality. Yes, it is confusing…

Our office is dedicated to representing only the best interest of the home buyer and never the seller.  You will never wonder whose side we are really on as everyone in the entire office has a fiduciary duty only to you, the homebuyer, without any conflict of interest.

Our commission is paid no differently than any other office.  We are paid by the seller or the listing office at closing.  Check out our reviews.

For a complimentary phone consultation, or to get answers to your questions, please contact Buyers Broker of Florida 727-202- 9130.

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