Buying WATERFRONT Homes in Tampa Bay! 

The Best Florida Waterfront is right here…

The West Coast of Florida and the counties surrounding Tampa Bay are known for some of the best boating in the world. St. Petersburg-Clearwater is for sure the boating and sailing capital of the United States, as no other area compares.  There is nothing better!

1.  Types of Waterfront in Tampa Bay

What is your purpose?  Will it be to boat, fish or just relax by the peace that waterfront brings? 

No matter where you live, you will have access to water ranging from a short walk to no more than a 45 minute drive.  Whether you want to live close to water or live directly on the water you have an array of options.  

The choices for the type of waterfront living is plentiful: The west coast is on the Gulf of Mexico, where you can experience calm waters and a variety of water sports or simply wade in the water at some of the top rated beaches.

Florida west coast is home to many world wide renowned beaches such as St. Pete Beach, Clearwater Beach, and Siesta Key.   

Since there is so much waterfront, you have your choice of living on the Gulf of Mexico beaches, Intracoastal, canals, rivers, lakes, ponds and more.  There are many waterfront home styles to choose from also; single family homes, townhomes, condos or villas…it's always the buyers preference.

2.  Why buy a Waterfront Home?

Benefits to Buying a Home on the Water…

  • Higher Home Appreciation over time.  Waterfront properties are “limited” and they are always in high demand. As a result, prices appreciate faster than a dry lot. Waterfront properties tend to hold value during economic downturns.  It’s been even more evident in the past few years where buyers are ready to start living the waterfront dream.  Owning a waterfront home expands your lifestyle. You may even feel like you are on vacation every day.   
  • Health Benefits.  Studies show that living near water can create a meditative state, where you are calm, have reduced stress and overall sense of happiness as illustrated in the book, “The Blue Mind”. The negative ions in water increases the oxygen absorption as you breathe fresh air.  Being in a relaxed state increases creativity and strengthens your immune system.
  • Water Activities.  In Tampa Bay, almost every water activity is available. Boating, sailing, canoeing, stand up paddleboarding,  kayaking, jet skiing, swimming, windsurfing, fishing, snorkeling, and scuba diving to name a few.  All these sporting activities can be enjoyed on the calm water of the Gulf, Bay or a Lake.  There are no large waves on the west coast, so it’s not ideal for surfing, but fun for everything else. All these activities are bound to make you fit!
  • Watching Wildlife.  Live with the parrots!  Yes, there are wild parrots in Pinellas County.  You can also experience various Fish, Dolphins, Sea Turtles and Manatees in your backyard.  Tampa Bay is home to 200 species of fish and 300 species of birds.  Living on water in your backyard means no rear neighbors, open and colorful skies,with spectacular sunrises or sunsets.
  • Use your Boat for Transportation.  Why use a car when you can boat to your destination?   There are many waterfront dining opportunities.  Dock your boat at the new St.Petersburg Pier and check out these waterfront restaurants.  You can even use your boat to enjoy St. Pete Nightlife or park your boat and spend the day exploring downtown Tampa.

 3. Where to Buy Waterfront Homes?

The heart of the Boating and Sailing Capital of the World is Pinellas County…

Pinellas County is surrounded by water on three sides!  Pinellas county has an outstanding 588 miles of coast line and 35 miles of pristine white sand beaches.  This area has the best year round sunny weather with an average temperature of 81F degrees. There are several different types of boating such as sailing, offshore fishing, power cruising, inshore fishing, water skiing and personal watercraft.  It is no surprise Pinellas County is the Boating and Sailing Capital of the world. In addition, St. Petersburg is also the official U.S. Olympic Sailing training center.

Pinellas County has the largest number of Boat Registrations in all of the Florida counties.

There are many places to travel with your boat.  There are 40 miles of Gulf Intracoastal Waterways and Gulf Barrier Islands that allow you to access open water. In addition, 200 miles of deep water canals and hundreds of miles for kayaking.  Kayakers can enjoy marked mangrove tunnels in Caladesi Island State Park and Weedon Island Preserve.

Even your dog can even enjoy themselves at some of our off leash dog beaches including Ft. De Soto Park. At Ft. De Soto, you can even pull up your RV or pitch a tent at one of its designated waterfront campgrounds. You can even scuba dive off Pinellas County 13 Artificial Reefs.

Tampa-St. Petersburg-Clearwater Ranked #1 Florida’s Hottest Real Estate Market and #4 in the Nation.

Pinellas County Waterfront Homes for Sale November 30, 2023
1364
Listed
86
Avg. DOM
$599.46
Avg. $ / Sq.Ft.
$750,000
Med. List Price
1364 Properties
Page 1 of 114
$2,225,000
Neighborhood: Baywood Village
4
Beds
2F11/2
Baths
3,542
Sq.Ft.
1973
Year Built
1
Day on Site
U8222410
MLS
Open 12/3
280 N Julia CIRCLE St. Pete Beach,  FL 33706
$1,699,000
Neighborhood: North Vina Del Mar 1St Add
3
Beds
2
Baths
1,812
Sq.Ft.
1966
Year Built
1
Day on Site
U8222480
MLS
Open 12/2
3988 Belle Vista Dr E St. Pete Beach,  FL 33706
$2,199,000
Neighborhood: Belle Vista Beach 2Nd Add
3
Beds
2F11/2
Baths
2,237
Sq.Ft.
1951
Year Built
2
Days on Site
U8222404
MLS
$469,000
Neighborhood: Orange Lake Village Rep
2
Beds
2
Baths
1,286
Sq.Ft.
1959
Year Built
2
Days on Site
O6160418
MLS
$950,000
Neighborhood: Blue Water Bay Condo
2
Beds
2
Baths
1,280
Sq.Ft.
1985
Year Built
2
Days on Site
U8222288
MLS
$379,900
Neighborhood: Waterside At Coquina Key South
1
Beds
1
Baths
646
Sq.Ft.
1979
Year Built
2
Days on Site
U8222162
MLS
$6,000,000
Neighborhood: Venetian Isles
4
Beds
4F11/2
Baths
4,302
Sq.Ft.
2021
Year Built
2
Days on Site
T3488517
MLS
$709,900
Neighborhood: Quiet Waters Condo
2
Beds
2
Baths
1,100
Sq.Ft.
1981
Year Built
2
Days on Site
U8222357
MLS
Open 12/2
3234 Coquina Key Dr SE St. Petersburg,  FL 33705
$1,699,000
Neighborhood: Coquina Key Sec 1 Add
4
Beds
2F11/2
Baths
2,000
Sq.Ft.
1989
Year Built
2
Days on Site
U8222369
MLS
$579,900
Neighborhood: Boca Ciega Point East
2
Beds
2
Baths
1,650
Sq.Ft.
1972
Year Built
2
Days on Site
U8222391
MLS
$375,000
Neighborhood: Victoria The Condo
1
Beds
1
Baths
625
Sq.Ft.
1961
Year Built
2
Days on Site
U8222545
MLS
$1,150,000
Neighborhood: Harbourside At Marker 33 Vacation Condo
2
Beds
2
Baths
1,110
Sq.Ft.
2016
Year Built
2
Days on Site
U8221881
MLS

Tampa Waterfront Homes in Hillsborough County

Tampa, the metropolitan city that anchors the area, has 158 miles of shoreline and 2.1 miles of beaches. Hillsborough County hugs Old Tampa Bay, Hillsborough Bay, and Tampa Bay and there are many direct waterfront homes on the Bay.  Coastal areas include Tampa, Apollo Beach and Ruskin.   Hillsborough County has homes on the Hillsborough River and more lakefront homes as you go inland.  You can combine the City life with a spectacular Waterview in the luxury condos in downtown Tampa.

Redfin Ranked Tampa #3 for Moving
Tampa is Florida’s Largest Seaport
Homes.com Ranked Tampa #4 Family Friendly City
Hillsborough County Waterfront Homes for Sale November 30, 2023
671
Listed
83
Avg. DOM
$394.13
Avg. $ / Sq.Ft.
$653,905
Med. List Price
671 Properties
Page 1 of 56
$867,000
Neighborhood: Tarramor Ph 1
4
Beds
3
Baths
2,613
Sq.Ft.
2021
Year Built
1
Day on Site
T3488203
MLS
Open 12/2
7330 Paradiso Dr Apollo Beach,  FL 33572
$625,000
Neighborhood: Waterset Ph 5A-1
4
Beds
3
Baths
2,707
Sq.Ft.
2019
Year Built
2
Days on Site
T3488673
MLS
$310,000
Neighborhood: Bay Pointe Condo
2
Beds
1F11/2
Baths
1,100
Sq.Ft.
1970
Year Built
2
Days on Site
T3470631
MLS
Open 12/2
4456 Eternal Prince Dr Sun City Center,  FL 33573
$345,000
Neighborhood: Cypress Creek
3
Beds
2
Baths
1,540
Sq.Ft.
2020
Year Built
2
Days on Site
T3488928
MLS
$330,000
Neighborhood: Valencia Lakes
2
Beds
2
Baths
1,321
Sq.Ft.
2009
Year Built
2
Days on Site
T3487250
MLS
$675,000
Neighborhood: 5700 Mariner Condo Apart
2
Beds
2F11/2
Baths
1,946
Sq.Ft.
1973
Year Built
2
Days on Site
T3487473
MLS
Open 12/2
708 Kingston Ct Apollo Beach,  FL 33572
$930,000
Neighborhood: Apollo Beach Unit Two
4
Beds
4
Baths
1,931
Sq.Ft.
1989
Year Built
2
Days on Site
T3489032
MLS
$675,000
Neighborhood: Belmont Ph 1C-2A Pt Re
5
Beds
3F11/2
Baths
3,891
Sq.Ft.
2017
Year Built
3
Days on Site
T3488551
MLS
$300,000
Neighborhood: Essex Downs
3
Beds
2
Baths
1,560
Sq.Ft.
1999
Year Built
3
Days on Site
U8221228
MLS
$630,000
Neighborhood: Reserve At Pradera - Phase 4 - A Partial Replat
5
Beds
3
Baths
2,980
Sq.Ft.
2021
Year Built
3
Days on Site
T3488542
MLS
$554,999
Neighborhood: Summerfield Crossings Village 2 Tr
6
Beds
3F11/2
Baths
2,683
Sq.Ft.
2014
Year Built
3
Days on Site
T3488707
MLS
$1,250,000
Neighborhood: Bay Crest Park Unit 19
4
Beds
3
Baths
3,063
Sq.Ft.
1970
Year Built
3
Days on Site
T3488688
MLS

Manatee and Sarasota County; Known for Beaches…

Away from the hustle of Tampa Bay is Manatee County located south of Pinellas County, with 150 miles of coastline.   Anna Maria Island, Holmes Beach, Bradenton Beach, Coquina Beach, and Longboat Key offer 12.3 miles of stunning beaches. The laid back and low rise buildings on these beaches makes it an ideal vacation or a perfect choice for a second home. 

Manatee County boating has plenty of areas along the Gulf of Mexico, Intracoastal, Manatee River, Terra Ceia Bay, and a freshwater 255 acre Ward Lake to name a few.   For those who like to snorkel and scuba dive, just 150 feet off Bradenton Beach and about 20 feet down is the sunken 1940 SS Regina full of tropical fish.  Manatee County Boating Guide can acquaint you with the area.

Manatee County Waterfront Homes for Sale November 30, 2023
780
Listed
113
Avg. DOM
$580.25
Avg. $ / Sq.Ft.
$799,000
Med. List Price
780 Properties
Page 1 of 65
$875,000
Neighborhood: River Wilderness Ph Iii Sp D-1 & I
3
Beds
2
Baths
2,734
Sq.Ft.
2002
Year Built
1
Day on Site
A4590486
MLS
Open 12/3
7735 Ridgelake CIRCLE Bradenton,  FL 34203
$625,000
Neighborhood: Ridge At Crossing Creek Ph I
3
Beds
2
Baths
1,790
Sq.Ft.
2017
Year Built
1
Day on Site
A4590680
MLS
$849,900
Neighborhood: Palmetto Skyway Sec 1
3
Beds
2
Baths
1,620
Sq.Ft.
1972
Year Built
2
Days on Site
A4590759
MLS
$1,050,000
Neighborhood: Woodlands Park On Palma Sola Bay
4
Beds
3
Baths
3,097
Sq.Ft.
2005
Year Built
2
Days on Site
A4590676
MLS
$1,374,900
Neighborhood: Harbour Walk
4
Beds
3
Baths
3,281
Sq.Ft.
2008
Year Built
2
Days on Site
N6129718
MLS
$990,000
Neighborhood: Mangrove Walk Ii On Harbour Isle Ph 9 &
2
Beds
2
Baths
2,167
Sq.Ft.
2014
Year Built
2
Days on Site
A4590393
MLS
$750,000
Neighborhood: Windward Bay Amd
3
Beds
2
Baths
1,621
Sq.Ft.
1974
Year Built
2
Days on Site
A4589158
MLS
$2,950,000
Neighborhood: B Fogarty
4
Beds
2
Baths
3,186
Sq.Ft.
1910
Year Built
3
Days on Site
A4557650
MLS
$639,900
Neighborhood: Spoonbill Landings At Perico Bay Add
3
Beds
2
Baths
1,547
Sq.Ft.
1991
Year Built
3
Days on Site
A4590682
MLS
$829,500
Neighborhood: River Point Of Manatee
3
Beds
2
Baths
2,200
Sq.Ft.
2000
Year Built
3
Days on Site
T3487759
MLS
$435,000
Neighborhood: Terrace Iii At Tidewater Preserve Ph I
2
Beds
2
Baths
1,121
Sq.Ft.
2019
Year Built
3
Days on Site
A4589666
MLS
Open 12/3
4805 Gulf of Mexico Dr #106 Longboat Key,  FL 34228
$1,275,000
Neighborhood: Westchester Apts
2
Beds
2
Baths
1,393
Sq.Ft.
1970
Year Built
3
Days on Site
A4590090
MLS

Sarasota County, known for its famous wide pink and white sand beaches attracts 6.5 million visitors per year.  

It has 40 miles of coastlines with 6 barrier islands which include Longboat Key, Lido Key, Siesta Key, Casey Key, Venice, and Manasota Key.  

Sarasota Ranked #1 for Retirement in 2021

There are several areas to launch a boat or kayak. Refer to the Paddling Guide for specific trails or Boating Guide: North Sarasota County and South Sarasota County.  Enjoy cruising, especially viewing the Luxury homes and Mansions at Bird and Casey Key, and excellent fishing with unmarked Middle Grounds, a popular local spot.  Venice beach also has its own off leash Dog Park, at Brohard Paw Park.

Sarasota County Waterfront Homes for Sale November 30, 2023
1125
Listed
96
Avg. DOM
$671.92
Avg. $ / Sq.Ft.
$799,900
Med. List Price
1125 Properties
Page 1 of 94
$2,499,999
Neighborhood: Not Part Of A Subdivision
3
Beds
2F11/2
Baths
2,245
Sq.Ft.
1974
Year Built
2
Days on Site
N6129396
MLS
$2,900,000
Neighborhood: Bay Isles
3
Beds
3
Baths
3,934
Sq.Ft.
1984
Year Built
2
Days on Site
A4582623
MLS
$574,900
Neighborhood: Sarasota Spgs
3
Beds
2
Baths
1,690
Sq.Ft.
1998
Year Built
2
Days on Site
A4589374
MLS
$810,000
Neighborhood: Pointe On Midnight Pass
2
Beds
2
Baths
1,630
Sq.Ft.
1975
Year Built
2
Days on Site
A4590114
MLS
Pending
5159 Oxford Dr Sarasota,  FL 34242
$2,375,000
Neighborhood: Siesta Beach
3
Beds
4
Baths
2,692
Sq.Ft.
1996
Year Built
2
Days on Site
A4545474
MLS
$5,250,000
Neighborhood: Siesta Key
4
Beds
4F11/2
Baths
3,801
Sq.Ft.
2023
Year Built
2
Days on Site
A4590880
MLS
Open 12/2
5508 Dinah Ln Sarasota,  FL 34231
$1,500,000
Neighborhood: Terra Bea Sub
4
Beds
2
Baths
1,466
Sq.Ft.
1972
Year Built
2
Days on Site
A4590910
MLS
$1,950,000
Neighborhood: Sylvan Shores
2
Beds
1
Baths
927
Sq.Ft.
1957
Year Built
3
Days on Site
A4590394
MLS
$850,000
Neighborhood: Renaissance/West Vlgs Ph 2
4
Beds
3
Baths
2,675
Sq.Ft.
2021
Year Built
3
Days on Site
A4590684
MLS
$1,150,000
Neighborhood: Prestancia / La Vista
4
Beds
3F11/2
Baths
3,292
Sq.Ft.
1988
Year Built
3
Days on Site
A4590204
MLS
$229,000
Neighborhood: Kings Gate Club Mhp
2
Beds
2
Baths
1,247
Sq.Ft.
1980
Year Built
3
Days on Site
N6129559
MLS
Pending
550 S Oxford Dr Englewood,  FL 34223
$1,249,000
Neighborhood: Englewood Gardens
4
Beds
2F11/2
Baths
4,452
Sq.Ft.
2002
Year Built
3
Days on Site
D6133467
MLS

Off the Beaten Path of Pasco and Charlotte County

“Off the Beaten Path” means you can get more for your money when you buy a waterfront home, in an area that is less traveled. These areas are farther from the larger cities, but still offer access to all the conveniences you need.  

Pasco County located about 30 miles North of Tampa has a coastline dedicated to State Parks and conservation such as Werner-Boyce Salt Springs State Park and unspoiled Anclote Key Preserve State Park accessible by boat.  

There are 4 miles of beaches located on their Barrier Islands. There are plenty of water activities, including scalloping which starts the 3rd Friday of July for a 10 day duration.  All you will need to do is dive 4 to 8 feet to sea grass on the bottom to grab the scallops. 

Coastal communities include New Port Richey, Port Richey and Hudson.  Here you can buy homes on canals near the coast or Riverfront homes on Cotee River, Anclote River and Pithlachascotee River.  In addition, wonderful lakefront opportunities are available heading inland.

Pasco County Waterfront Homes for Sale November 30, 2023
443
Listed
79
Avg. DOM
$303.28
Avg. $ / Sq.Ft.
$453,900
Med. List Price
443 Properties
Page 1 of 37
Open 12/2
15713 Allmand Dr Hudson,  FL 34667
$875,000
Neighborhood: Sea Pines
5
Beds
3
Baths
1,910
Sq.Ft.
1988
Year Built
2
Days on Site
U8222230
MLS
$292,900
Neighborhood: Heron Cove Condo Ph 4
2
Beds
2
Baths
1,166
Sq.Ft.
2004
Year Built
2
Days on Site
T3488765
MLS
Open 12/3
1507 Lenton Rose Ct Trinity,  FL 34655
$525,000
Neighborhood: Thousand Oaks East Ph 04
5
Beds
3F11/2
Baths
2,757
Sq.Ft.
2006
Year Built
3
Days on Site
T3488558
MLS
$725,000
Neighborhood: Flor A Mar Rep
3
Beds
2
Baths
1,726
Sq.Ft.
1967
Year Built
3
Days on Site
W7859925
MLS
$200,000
Neighborhood: Signal Cove
3
Beds
2
Baths
1,248
Sq.Ft.
1970
Year Built
3
Days on Site
U8222401
MLS
$235,000
Neighborhood: Beacon Lakes Condo 05B
2
Beds
2
Baths
1,144
Sq.Ft.
1978
Year Built
3
Days on Site
W7860006
MLS
$714,900
Neighborhood: Hudson Beach Estates
3
Beds
2
Baths
2,006
Sq.Ft.
2003
Year Built
4
Days on Site
W7859996
MLS
$375,000
Neighborhood: Twnhms By Gulf Sand Pebble Prcl 01
3
Beds
3
Baths
1,197
Sq.Ft.
2000
Year Built
5
Days on Site
W7859902
MLS
$935,000
Neighborhood: Gulf Harbors Sea Forest
5
Beds
3
Baths
2,940
Sq.Ft.
1987
Year Built
6
Days on Site
W7859926
MLS
$2,995,000
Neighborhood: Gulf Harbors South Beach
4
Beds
4
Baths
3,704
Sq.Ft.
1998
Year Built
6
Days on Site
W7859956
MLS
$639,000
Neighborhood: Knollwood Acres
4
Beds
4
Baths
2,850
Sq.Ft.
1995
Year Built
6
Days on Site
T3488174
MLS
$699,900
Neighborhood: Riverview Terrace Rep
3
Beds
3
Baths
1,822
Sq.Ft.
1992
Year Built
7
Days on Site
U8222076
MLS

Charlotte County has a nice volume of homes with direct water access on the Intracoastal, Canals, Keys, Myakka River and Peace River.  These areas are in close proximity; it will not take long to access the conservation, preserves, and state parks such as Don Pedro Island State Park or Stump Pass State Park.  White sand beaches can be found at Port Charlotte Beach Park and Englewood Beach.  

Charlotte Harbor is the second largest harbor in Florida after Tampa Bay

Boating is so abundant here that they have a dedicated community Boating Alliance Website.  The area has 24 boat ramps around Charlotte Harbor to accommodate boating needs.  Living around Charlotte Harbor makes accessing neighboring Island and Keys very accessible such as Cabbage Key and Pine Island Sound and beyond.

The coastal communities include the historic town and main center of Punta Gorda.  Other communities include Englewood, Boca Grande and Placida.   One unique subdivision is Punta Gorda Isles where the city actually maintains your seawall for you!

Charlotte County Waterfront Homes for Sale November 30, 2023
1028
Listed
87
Avg. DOM
$392.52
Avg. $ / Sq.Ft.
$599,000
Med. List Price
1028 Properties
Page 1 of 86
$225,000
Neighborhood: Riverhouse
2
Beds
2
Baths
1,118
Sq.Ft.
1973
Year Built
1
Day on Site
D6133575
MLS
$948,000
Neighborhood: Port Charlotte Sec 81
4
Beds
3
Baths
2,628
Sq.Ft.
2007
Year Built
1
Day on Site
D6133512
MLS
Open 12/9
17299 Lake Worth Blvd Port Charlotte,  FL 33948
$599,900
Neighborhood: Port Charlotte Sec 044
3
Beds
2
Baths
1,821
Sq.Ft.
1990
Year Built
2
Days on Site
C7484335
MLS
$1,129,000
Neighborhood: Port Charlotte Sec 071
3
Beds
3
Baths
2,601
Sq.Ft.
2016
Year Built
2
Days on Site
D6133227
MLS
Open 12/3
2060 Aqui Esta Dr Punta Gorda,  FL 33950
$1,149,000
Neighborhood: Punta Gorda Isles Sec 05
3
Beds
2
Baths
2,156
Sq.Ft.
2021
Year Built
2
Days on Site
C7484075
MLS
$749,900
Neighborhood: Rotonda Sands
3
Beds
2
Baths
2,053
Sq.Ft.
2024
Year Built
2
Days on Site
D6133588
MLS
$664,000
Neighborhood: Rotonda West Pinehurst
3
Beds
2
Baths
2,138
Sq.Ft.
2016
Year Built
2
Days on Site
D6133382
MLS
$599,900
Neighborhood: Punta Gorda Isles Sec 01
3
Beds
2
Baths
1,628
Sq.Ft.
1960
Year Built
2
Days on Site
A4590766
MLS
$1,595,000
Neighborhood: Eagle Preserve Estates
3
Beds
2F11/2
Baths
2,368
Sq.Ft.
1996
Year Built
2
Days on Site
D6133548
MLS
Open 12/2
400 Rose Apple CIRCLE Port Charlotte,  FL 33954
$299,900
Neighborhood: Port Charlotte Sec 96 02
3
Beds
2
Baths
1,265
Sq.Ft.
1994
Year Built
2
Days on Site
C7484354
MLS
$899,000
Neighborhood: Port Charlotte Sec 015
4
Beds
4
Baths
3,304
Sq.Ft.
1994
Year Built
2
Days on Site
C7483265
MLS
$555,000
Neighborhood: Las Brisas Condo
3
Beds
2
Baths
2,034
Sq.Ft.
2003
Year Built
2
Days on Site
C7484345
MLS

4. Buying Waterfront and What you don’t know…

When buying on the waterfront, you are evaluating the location and lot as much as you are checking out the home itself. The location and quality of the waterfront may even be more important.  How will you use the home? To boat or just for picturesque water views, or specific water activities? Depending on your waterfront goals, this will dictate where and what to buy.

Boating and Bridges

If you are buying for boating, bridges can be a major consideration to make sure your boat can fit under the bridges to navigate to the Intracoastal or Gulf of Mexico. You will need to know the number of bridges, fixed or open, and bridge heights.  

Other boating considerations are the length of your boat and size of your boat for onsite docking.  The water depth and width of canal or Intracoastal can be additional considerations.  There are several construction projects underway to improve the bridges and infrastructure in Tampa Bay.

Other Considerations:
  • Water views also have considerations such as; sun exposure, boating, and beach traffic.
  • Do you want a western view in the backyard to enjoy our spectacular sunsets?
  • Do you care if there is boat traffic or do you prefer to be in no wake zone? 
  • Are you fine with living on a public vs. private beach?
  • Obstructed vs. unobstructed water views?
Insurance and Waterfront

Flood and Homeowners insurance will always be a consideration when purchasing on or near coastal waters.  The typical/normal homeowners insurance policy does not cover/insure homes from rising water.  Flood insurance is additional coverage to cover rising water.  There are government FEMA based policies and private companies.

Additional inspections needed for water property

Don’t skip inspecting the extras…it's important.

Seawalls, riprap and/or bulkhead, dock, and boat lift can be expensive items when they need to be fixed or replaced. It’s important to have these inspected as part of your home purchase.  

You want to make sure your property continues to be protected from water erosion and a home inspection will determine if the home has suffered any effects of saltwater. 

If you're purchasing on the beach, you will want to know where the Coastal Control Line is located in relation to your property and what the city deems to be private or public access…you may be surprised.

5. Hiring a Waterfront Buyer Broker

It is your hard earned money and the waterfront is not cheap. You need to hire the best Buyer Broker in the business, who will help you avoid the home buying pitfalls. 

The sellers/listing agent works to get the seller the highest price and most favorable terms ONLY for the seller…never you the buyer.

Home buying in Florida is not as simple as some other states…there are more nuances to uncover and more things to negotiate. The state laws protect the agent and never the consumer…in fact Florida is the only state that I know of that does not require agents to tell the buyer that they are really working for the seller. Most brokers work as “Transaction Brokers” who do not offer any fiduciary duties…no loyalty or full confidentiality. Yes, it is confusing…

Our office is dedicated to representing only the best interest of the home buyer and never the seller.  You will never wonder whose side we are really on as everyone in the entire office has a fiduciary duty only to you, the homebuyer, without any conflict of interest.

Our commission is paid no differently than any other office.  We are paid by the seller or the listing office at closing.  Check out our reviews.

For a complimentary phone consultation, or to get answers to your questions, please contact Buyers Broker of Florida 727-202- 9130.

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